@Jacob Beg your comments can be true but are also venturing into a bad territory. 

When I was ready to sell my house I hired his wife to sell it so I could get my presence known again and I actually talked to her about getting together with them.

John has the largest presence here in San Diego.

Maybe a PMC from a college town can stretch their territory to work for you.The other option is to offer a PMC MORE money to justify the extra headaches.

Qiang - Since it would be considered coastal (hurricane) territory by most carriers, premiums would really depend on what limit/value you'd need on the property, what deductibles you'd be comfortable with, and how many miles the property is from the coast. 

We are now in infinite return territory, as our basis is now zero (rather its negative, since we came out with a profit).

We have 1500 units we own/manage and my site and FB presence looks like I'm a stay-at-home mom selling Amway. 

Technology is on your side but sometimes the old school, real world, good branding and local presence pays off.

The presence of an individual residing on the premises who is not a signatory on this lease agreement, or who has not been approved in writing by the Lessor, will be sufficient grounds for termination of this agreement.

This is such new territory for my wife and me.