The terms for a 2nd position loan on a rental is 6%, 25 year term,  and 2 points origination fee.  

These small, individual actions lead to big impact.

It’s on 5 acres and there’s a small pondhouse ADU at the back of the property.

Conventional Loan How did you add value to the deal?

We are looking to get into small multifamily (12-20 units ) once the sell is final (speaking it into existence!

Consider exploring financing options like FHA loans and refinancing as the city grows.

You have a bigger loan, but not a bigger tax basis.

Since the funds are business credit, you wouldn’t have to worry about personal financial strain, and it allows you to keep your capital intact.I’ve seen investors use this method in various ways: some use business credit cards (with 0% APR for 12 months) to pay for renovations or bridge loans, others use business lines of credit to cover larger gaps.

Most people think real estate investing requires huge capital, perfect credit, or bank loans—but that’s not always true.

I have noticed competitors charge as low as 10 to 15% but their quality isn't the best and then I have seen others charge 25 to 30% We remain in the middle and provide a small business experience with super host status.