After the crash of 07 to 09  that area had a 11 YEAR supply  yes 11 Years.. you had condo towers built  U know 300 units and only 20 sold the rest were vacant. it was a mess.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

I currently have my investment portfolio all in North Jersey and planning on purchasing a number of units in Syracuse.

I do not lend in NC so I cannot help but I have several options with 20% down on a 2-4 unit.

If you have 1-4 unit residential that's already cash flowing I would go DSCR if you have a ratio of 1 or more.

That unit is a 2/1, has a deck and is a little bit bigger.

I'm trying to analyze my first property and not sure how to set it up to run the number using the calculator tools here. 2 of the units are successful Airbnb short term rentals, and the other two units are month to month rentals to existing tenants.

In the multi unit buildings I put on lease "Each tenant shares responsibility for removing snow and salting on both walkways and sidewalk infront of property" and I have them initial before we execute lease.

I have 0 experience ground up construction loan program nationwide that does NOT require GC to sign anything, only provide proof of 3 C/O's (certificate of occupancy) over the last year I.e. built received occupancy permission now unit is on market or habitable. 700+ FICO I can get you 80%LTC loan to cost on the project on ground up construction for 1-4 units.

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