Often times, their approval processes are slow.Credit Unions - Their member structure also subsidizes their financial structure so they can also be a source of low-cost financing.

I have had sellers agreed to owner financing as well as sellers to take steep discounts, as well as sign a purchase and sales agreement with me on the spot. 

But i was able to achieve the elusive infinite return on a majority of my RE and all of my investment RE that I purchased prior to 2020.Infinite return has the benefit that the finances are not the hindrance to scale.  

Or if you want to just do the soft pull you can request that but its possible they will give you numbers that arent as accurate.

If this is not possible, take some time to get to know and be-friend the other HOA board members before you waste money with an attorney.

Just saw the news , over 1000 structures destroyed and possibly 28,000 in danger . 

Any seasoned investor will be able to spot these quickly but the issue is as a human you can’t possibly analyze all the deals that come your way without using such tools.

How did you finance this deal?

.: Quote from @JD Martin: I can't possibly imagine what kind of townhouse could be worth all of that aggravation and cost.

Hi Basit,It's probably been a combination of outbid, or out contingencied, and a bit of financing at the levels we want.