Buyers are trying to outbid each other, use that as an advantage.If you have occupied the unit in 2 out of the last 5 years you should be exempt from capital gains tax up to $500,000 (please talk to an accountant or attorney to verify, I am not one).

Is there anything in these statutes that exempts real estate operators, dealers, investors as to providing any service or product?

Based on my previous experience I figured I could get it exempted from flood insurance but after looking into it further I found out that the elevation they now use is the ground in the crawl space.

I just reread the exemption because I thought it said $2M.  

Here are exemptions to Due on Sale(d) Exemption of specified transfers or dispositions With respect to a real property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation, or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon— (1) the creation of a lien or other encumbrance subordinate to the lender’s security instrument which does not relate to a transfer of rights of occupancy in the property; (2) the creation of a purchase money security interest for household appliances; (3) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety; (4) the granting of a leasehold interest of three years or less not containing an option to purchase; (5) a transfer to a relative resulting from the death of a borrower; (6) a transfer where the spouse or children of the borrower become an owner of the property; (7) a transfer resulting from a decree of a dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property; (8) a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or (9) any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board.

Possible, but you need legal advice to structure things correctly to stay out of securities law trouble (federal exemption and compliance with state regulations) AND to know how to legally make any offerings available to prospective investors.  

2015 LOW INCOME HOUSING APARTMENT CAPITALIZATION RATE: 10.0% The Appraisal District is giving public notice of the capitalization rate to be used each year to appraise property receiving an exemption under Section 11.1825 of the Property Tax Code for Organizations Constructing or Rehabilitating Low-Income Housing: Property Not Previously Exempt.

(not kidding) If you would like an exemption, you would have to get a SEC attorney to exempt you through a carefully planned PPM/a REIT or other vehicle. 

I believe I read about an exemption for CPAs that allowed them to act in this manner without fear of UPL.

Many states offer a small number of exemptions.