Conservatively underwritten low double digit CoC and high teens IRR is standard. 

Paperwork" can all be done digitally.

They digitally sign with the access to their personal e-mail.When fully executed the document can be printed and brought to title company/lawyer as you would otherwise process.

The bleach will kill any mold and as long as the source of moisture has been removed, voila.Remediation specialists will charge and arm and a leg, but they really do not do much more.

Check out DIG, it will help you network with the right people.

Account Closed I'd also be interested in the digital marketing agency that you work with. 

You can of course improve this general rule of thumb by:1) putting more money down to lower your monthly payment2) buying down your rate to lower your monthly payment3) get a cheaper insurance quote to lower your monthly payment4) use a different product with a lower rate for a lower monthly payment like a 5/1 ARM FHA5) if you're in a historic district you can apply for property tax exemptions which lower property tax and thereby lower your monthly payment like in Orange, Ca they have a Mills Act which reduces the property tax to about 1/10th of the surrounding properties.

When tenants move in, they pick a 4 digit code to use.

I plan on using a 5 yr ARM from a local bank.

Found a 4-plex in residential area (population <3,000) about 45 minutes away.Purchase Price: $92,000 (MLS) Bank Appraisal: $99,000 (appraised "sale" value)Mortgage: 20% Down, 5/15 ARM (self-employed, first mortgage)Rent Roll: Full occupancy = $2,050/mo; currently = $1,630/mo (3 units with long-term tenants, studio unit vacant)Roof: No leaks but needs shingles in 1-3 yearsHVAC: One gas boiler, hydronic/radiant heat and hot water; no ACOther: 2500 square feet.