I think the bottom line is there are many ways to achieve success in RE. 

Cheaper mortgage rates can lead to increased homeownership, potentially reducing demand for rentals and making it challenging for rental property owners to fill vacancies or achieve desired rental rates.

That low interest rate is gold, and as rents in Stockton are still climbing, you could achieve positive cash flow relatively easily.

Beyond that, it would be defending all your assumptions with market data.  

The members of WBP are filled with go getters and go givers, because of them I have achieved more in my young multifamily journey that I ever thought possible.

@Becca Pariser most listing agents discuss seller financing when listing as it’s a field in the listing data sheet - seller financing: none.

While opinions may vary, I rely on data to help drive real estate decisions and planning.Key ConsiderationsEducational Attainment: 77008 boasts higher numbers of residents with bachelor's (12,241) and master's degrees (5,739) compared to 77063.Demographics: 77063 has a higher percentage of foreign-born residents (41.02%) which typically indicates a strong rental market and with 76.86% renter-occupied versus 32.60% in 77008.Economic Factors: Median income in 77008 is $140,609 with a low unemployment rate of 3.37%, whereas 77063 shows lower median income ($51,899), higher unemployment (9.99%), and more families below the poverty level (16.51%), which may indicate economic diversity but also potential rental payment risks​​.Age Distribution: 77008 has more middle-aged residents (35-54) [8970 compared to 6,115] and a slightly higher proportion of young adults (25-34) compared to 77063 but both are popular with younger adults suggesting strong rental markets equally exist.Housing Market: 77008 features a higher percentage of family households (52.39%) and married-couple families (44.77%), suggesting stability and potential for property appreciation.Digital Advertising Demand: Houston Heights apartments (77008): 50,000 average monthly searches.

300 jobs isn't a lot to bring to Memphis for a $3-4 billion dollar project (it doesn't take much to run a data center). personally I'm a musk fan, but we have to consider the ramifications to demanding this much energy.

I don't have time to go to the law library or access to the legal data bases that have more detail than my searches have resulted.

Investment Info:

Single-family residence buy & hold investment.

Purchase price: $185,000

Cash invested: $54,000

Bought to rehab, and turn into a Short term rental in a market that has no single f...