It works incredibly well for real estate because it offers flexibility, liquidity, and allows you to make your dollars (cash value) more efficient by allowing them to work in two places at once (in the policy itself in participating policies by earning contractually guaranteed interest and dividends as well as in the investment you leverage your cash value for).

If most everyone is low quality, you want the one who's got the guaranteed rent check coming in.

Also the property rents for 2K and has good cash flow.Hey Mikal - that deal would be pretty easily done as a DSCR but the main reason you would want to go that route is if you want to 1) put title in an LLC for asset protection 2) qualify off the property's income and not your personal DTI 3) keep this mortgage off your personal record so you can qualify for another conventional loan down the road question: Are easy street loans personally guaranteed? 

Guarantee you will find more S8 tenants than cash tenants, but they may wreck your house.So, that leaves either STR or MTR strategy.If you can do that for the next 2-3 years, you can then either keep it as STR or MTR if all is going well or sell it to get the $250/$500k capital gain exception.

Obviously that's not guaranteed, but experts figure it's likely.I would be happy to PreQualify and talk shop - personally I'm on home #4 doing the exact strategy you outlined, home #5 incoming, rates aren't slowing me down.

And in regard to rent they more or less guarantee that your mortgage is being paid.

I do not pay per job but by the hour and that seems to guarantee I get the best bang for my buck.

I don't buy this for anything but solid safe investment with a Grade A tenant  IE doctor and her personal Guarantee on the lease..

Plus you’re guaranteed to eventually owe CA taxes even if you exchange out of California unless you hold it until you die. 

Replace my current property manager with a more proactive one, though there is no guarantee that the next one will be a better fit.