@Aubrey Ford If the Zoning permit for the basement unit was never pulled you can either just apply for it yourself or hire someone to apply for it for you.

(Linked for free use as well) Thank you in advance. https://www.icloud.com/numbers/001gDqWRq6WawXhBzkGU0fOpg#Dup...20%-15% land accusation50% construction 25%-30% sweat equity- Permits What is the laundry list of permits needed to to get started with a new construction duplex? 

Loan should be CTC within a week of contract and investors enjoying the property and filing their STR permit application for Summer..Rate on a 30 year fixed was in the high 6%'s...big job's report tomorrow that could accelerate rate cuts..stay tuned! 

The way to mitigate this risk is by getting a permit to legalize the unit(which may be a bit more difficult) or duplex the unit with digging down the basement to be in compliance with zoning and building codes. 

Building new sounds great, but it's usually way more expensive per square foot when you factor in land, materials, labor, and permits.

I mistypeCurrent loan is 420k and Value is 545k.It's a permitted detached garage that I want to turn into ADU.

The cost was $1800 plus the cost of the permits (around $200) for a total of 2k.

I am almost completely through Planning and permitting.

Lack of Permits: Some flippers may skip obtaining the necessary permits to save time and money.

You must check zoning to see if it's permitted in that area.