I’m a sucker for historic properties so I get a thrill out of working on such a vintage house.  

From my perspective, you are poised to take a client who is maybe not thrilled with the income (see above) and transition them into a LTR landlord, one is convinced that is a better way to get “guaranteed, consistent” income.

We are thrilled to finally see a home that has everything we need and even a few great things we want in our price range and with the ideal commute.

In theory, a line of credit writer would be thrilled with a paid-off property, as their line wouldn’t be subordinate to any other financing.  

But there's no retail corner right here and there's no foot traffic...it's not a good retail location, but the 5 mile radius *is* a decent retail location.Over the years that has created a discrepancy between the rent here and either of those two places; this building just can not generate the same revenue as 20-40 shops packed together with a few major names among them.So year after year I argue with the appraisal district and they just don't care.Which is why I am even less thrilled by having to explain to them that I am renting at HALF the price I'd otherwise get.

The bigger issue you'll have is that many sellers won't be thrilled with a 90LTV offer.

I'd be thrilled to talk more!

Would be thrilled to chat.

I suspect 90% of Bp folks are post 2008 investors so have never experienced that thrill. 

I’m sure your clients will be thrilled to discuss lower pricing, but I think you will quickly lose friends and favors in the contractor world.