The buyer slides the pile of cash across the table along with all the opportunities that go along with controlling such a large sum of money.The deal closes, but just before it does, the sticks his greedy, sweaty hands into the pile of cash and extracts a measly 2.5% of highly taxable earned income.

Note: My company will accept personal or business check/with ID.Know where your funding is coming from (a credit line, pre-loan commitment, seller financing, uncle Bill or Mom or your shoe box under the bed).Understand bidding position (where to stand).Your options with real estate (flip it, assign your contract for a fee, renovate and sell for taxable income, offer it on a Tax Deferred 1031 Exchange for equal or greater value, keep it for a cash flow income)?

:)I am also looking to purchase an investment property and I want to put it under the business so that I can have protection for my personal assess and be able to deduct any expenses to reduce my overall taxable income. 

The real estate expenses (depreciation, travel, maintenance, etc.)can be taken against the income of the business to lower your taxable business income.     

Throw the funds into a Roth assuming you have taxable income so that the dividends reinvest tax free.

Borrowed money that must be paid back is NOT income and is not taxable as income.If you sell the property for more than the balance on the refinanced loan, then the outstanding loan balance will be repaid from the settlement proceeds.  

Hi Matt, There is no way to "pay you back" in terms of getting your money back free and clear unless you want to pull cash out at closing, which would create taxable boot. 

When I sell, 50% of the money goes back into the sdira and (because it is a Roth) that "gain" isn't taxable EVER! 

See you are in California too, and you need to look up and understand Community Property law in this state.Regardless of how the the title is registered, whatever the husband owns, the wife has 50% interest in and conversely, so your goal dies before you get started with this attempt.Personal, non-legal opinion:You could create and LLC and purchase property in that name  ORdeed existing property into an LLC - - both of which create taxable events.

There may be some ways working with your accountant to use this to still create a partial 1031 and have partners end up at the end of the day with the taxable cash or tax deferred property that they wish.