I have searched the web to find some paid subscriptions like Monarch or YNAB or Empower.

Market Considerations: Given the 12-14 month holding period, how much does your target IRR change in a fluctuating market (either rising or declining)?

Any help is appreciated as I'm trying to get a better grasp on evaluating short term rentals including the steps you go about to finding your target markets.

Using the enemy method, you can very quickly identify the top properties in your target market and then replicate if not improving upon their listing when you go live!

I have 20 % of my target purchase price , so I will try and reach out to local lenders and see if they can provide some insight 

Bad news does not become good by refusing to answer it.So let’s start with this: are you targeting owner occupied buildings? 

I’m aware of some (California-based) investor-friendly DSCR lenders who will only consider the NOI of the target property, and won’t consider your personal income or assets in underwriting.House hacking is an interesting (and tried-and-true!)

Additionally, if you're targeting a certain area it's always good to ask the local township/borough office on who typically pulls permits and/or works in the area.

His comment on costs was $4k-$6k but I have no idea what that includes and I think it was a guess having no foreclosure experience in AL.Do you have any good web sites I can read about the process or anything else not immediately obvious?

As many have mentioned, Memphis is an excellent market to target for investing and your boots on the ground team will make all the difference.