My initial plan is to live in one unit of the first property and rent out the remaining three.

I'm Craig Rosenfeld, a 21+ year Realtor based in Montgomery County, MD, just outside of Washington, DC and licensed in all three jurisdictions.

The primary motivators in retaining it and dipping our toes into the rental space are: 2.50% APR and sufficient margin to cover maintenance/capex/vacancy based on "recommended percentages of gross rent."

I see a lot of people singing the praises of the Midwest markets for good returns but just tonight there was a post about one investor who was three years in and waiting to break even.

Since it’s essentially a change in the holding entity, not a sale, a quitclaim should be sufficient.

On my end, I’ve managed to save about $80K and still owe $17K in student loans, but since I’m in the grace period after graduating in May, I’ve held off on paying them to keep my savings in a high-yield account for now.I’ve been exploring Midwest markets where property prices are more affordable, and I feel like this might be the right place for me to start my real estate investing journey.In the meantime, I’m also working with my parents to convert their single-family home into a three-family unit.

How risky are there. being the one lending the money for three years

We have five doors on three properties in OK, all purchased as BRRRRs, starting in 2022.

Three are with my VA loan.

We would like our home year three to be FHA as well.