Yes, you lose the value add upswing, but you also reduce potential money loss and time loss.

We offered them 25% rent reduction in daily rent throughout the course of the 3 day repair, but they have countered with expecting a full days rent reduced for each day.

My cost to operate using their current expenditures (which I have intentions to reduce) would be at $400,000 conservatively. 

I am trying to maximize what my business can pay for while reducing my personal income tax.

Are there ways to reduce premiums without compromising on coverage?

As a first-time investor, you might find it easier to start with properties built after 1975, as building codes improved significantly around this time, particularly regarding wiring and plumbing, which can reduce the number of surprises and costly repairs.

Hello,I'm looking for a little advice on which debt I should reduce.

You could adjust the scope of work in another way to reduce the costs to compensate for this addition perhaps by using a cheaper flooring for example.

It may reduce the payments.

Hybrid StructuresYou can also blend some of these terms to create more flexibility: Monthly Interest + Lump Sum: You could pay a reduced monthly interest rate (e.g., 5%) and offer a lump-sum bonus (e.g., 3-5%) at project completion.