Is $2,000 net of all recurring expenses? 

I agreed with the contractor that if financing does not meet my needs, they will refund 50% of my deposit and give me the design, engineering plans.Number Overview - https://share.getcloudapp.com/...Primary House OverviewLine ItemCost Last Appraisal Value$710,000Current Loan Amount$625,000Current Loan to Value %88.03%Current Interest Rate 2.99%Monthly Payment $3,402After Renovation Value OverviewLine ItemCost Expected Additional Value (20% of Last Appraisal Value)$142,000ARV $852,000ARV Loan to Value %85.75%2nd Mortgage Scenario 1 Line ItemCost Renofi 2nd Mortgage Amount $105,600Renofi Interest Rate 7.00%Monthly Payment $766Reserve Required - 6 Months $7,998ADU Recurring Operating ExpensesLine ItemMonthly Cost2nd Mortgage Scenario 1 $766Property Tax$125Total Insurance$67Maintenance$83Other Costs$17Total$1,058ADU Rental Assumptions Line ItemMonthly CostMonthly Rent $2,000Vacancy (5%)$100Total Recurring Operating Expenses$1,058Net Monthly$842Rent-to-Value Ratio (Value based on 2nd Mortgage Amount of $105,000)0.80%Annual ROI.

I send out recurring regular market updates to my investor and residential clients -- I keep an eye on the market daily and like to share value.Edit:Last week in Pasco, Pinellas and Hillsborough counties more houses were put under contract than listed. 

My concern is in regards to recurring fees (mostly the ones you must pay to remain active - ie not personal marketing/advertising or other optional fees/services).

Am also looking into as a means of HOA/condo management, which would obviously be a far larger recurring overhead, but in lieu of a full-time PM so any additional experiences folks have are welcome and appreciated.

I truly feel sorry for those living in a mindset of impending doom and disaster, living with such anxiety and fear, it's no way to live.

You would probably have to meet with the tenant and help them set both up however they have recurring ACH at no cost for either of you. 

It's an actual symptom of anxiety and depression which I can see would accompany sickness, especially if we are actually talking about COVID.

You can set up a recurring transaction to automatically charge it just like the rent.

If I were the landlord I would have charged a pet deposit and recurring pet rent and would have simply said NO to pets and would have had explicit lease terms to address pet damage to protect LL in dispute like this.