I'm hesitant to give up my conventional loans on the next cash out refinance for DSCR loans.

As a contractor I had to work for money, be at the mercy of the customer, jobs and timelines never seemed to go as planned, only to pay tax on the money I worked for.

Because of the price(in most cases) the cash flow will be limited but positive. 

How do you pay for the tax and insurance?

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

They've even called my mom who we don't live with anymore (but lived with at the time we applied for the loan).

Through all of those there were still posts on the other subjects it just morphed as far as the percentage of content. 

I always check probate courts for estate filings and possible Conservatorship of a senior.Another possibility is that ownership has already changed and title held by entity, just waiting to take next step to rehab, demo, assemble other ownership, etc.

It's time to run the numbers to determine the cash-flow.

Wayfair has aesthetically pleasing options but I worry they are cheaply made and won’t hold up.