I would recommend picking a major that has high earnings potential, not something like a degree playing the Trombone.

But, the far majority of our experiences have been that they are very entitled, argumentative, and are very hard on the property.

I have one major question for this.

(Meanwhile I had to pay a "rent" that went into an account for major repairs) Me wanting a nice house to raise my children put a LOT of my own money in for cosmetic repairs and the house is now worth more than double the original purchase price. $219k - now $500k market price in very southern Maine/NH border.

- Opportunity is that home prices in Austin have been at record highs since COVID but the election and interest rates have created a major buying opportunity.

I've found this link (in Portuguese) which seems to describe the refinancing process.Do you know if the major banks are usually happy to do this?

There is major value add potential on the land itself with more amenities to build. 

For example, temporarily stopping utilities to their unit during a repair or if there will be loud noise or a major renovation on the premises. 

Thanks in advance.The majority of that does count, yes. 

(WSFA) - The numbers are in and Montgomery is seeing major growth when it comes to tourism with travel expenditures near $1 billion.BiggerPockets also did an analysis with similar results.