Where did you find the information on Mississippi, and when, as we didn't find any instant search limits for the state of Mississippi?  

So they instantly know your asking price is absolutely ridiculous. 

IE weekends .. and earn while you learn.you get instant credibility and you surround yourself with others that are in the business doing deals.you don't want to surround yourself with others that have no money and are in search of how to do this business... 95% of those with the situation you posted simply fade away and never do anything in the industry... and 50% of all agents fade away.. but you still learn the details and laws of your area and you never know when that mover and shaker takes you under their wing...

HMLs can get you that money instantly (that's if the deals is good)  There are great topics on that on BP!

If you have done any past deals, show them your track record and that will instantly build credibility.

We are full-go from the first instant, the first phone call.  

We're an instant gratification world. 

Or does it make sense because there's significant value add and 20k in instant equity?

Turn on instant book, make your property "business travel ready" if possible, and try to gain superhost status.

I can't speak for Chattanooga, but I've been able to find some "D+ to C-" properties in NJ that I've been able to purchase in "B to B+" areas and improve them for instant equity.