This ratio, which is calculated by dividing their total monthly household income by the amount of the debt payments (car notes, credit cards, mortgages, etc) that they are making each month, let’s us know if picking up the debt for the property will be too much for them to handle. this should not exceed 40%Credit IssuesThe next thing you are looking for is to see if they have had any major credit issues in the past 12 to 36 months; don’t be afraid to ask about it.

Let's say I have a tenant for many years who is suddenly being inconsistent with rent payments, or an adult member of the household becomes suspicious, e.g., complaints are received about an adult child's criminal behavior.

Spotting SolutionsAMMONIA SOLUTION- Mix one tablespoon of clean household ammonia with one-half cup of water.BLEACH -Use hydrogen peroxide or sodium perborate (present in Snowy or Clorox II).DO NOT use chlorine bleach.DETERGENT SOLUTION -Mix one teaspoonful of a colorless, mild detergent or dishwashing liquid in a cup of lukewarm water.DRY-CLEANING SOLVENT -Volatile dry spotter or a commercial spotter such as Thoro, Carbona, Energize, K2R.

There are so many parked cars that the street is clogged with them, and so many kids playing in the street, it's hazardous to try to drive past the propertyPeople are combining households.

I agree with much of what you said Scott, although I would add something to this line : “El Dorado county (El Dorado Hills to Tahoe) is pretty rural and the incomes don’t justify the housing prices and it’ll be tough to get 1% rules there.”El Dorado Hills, adjacent to the eastern edge of Sacramento County has a 2016 US Census median household income of $125,489.

Not saying it doesn't happen, but its usually someone making over $120,000 per year paying of $50,000 in 16 months just by not taking 2 vacations and selling their BMW.Our household budget has been trimmed every way possible.

High power bulbs require a large number of Amps (Watts = Volts x Amps, so Amps = Watts / Volts which implies in a 12V system that amps will be an order of magnitude larger than normal 120V household lighting), and to keep the voltage drop down thicker conductors are now needed.Nowadays LED bulbs can be purchased for outdoor lighting.

As a single person studio it gets less traffic than most households would see.Also, prefinished wood has (so they say) a much better finish on it.

When we are experiencing a rash of illegal dumping, I give garbage bags with a special color draw string to each household and ask them to use them for awhile.

The only household income was his derived from driving a truck.