And don't forget that with time, views of "ethics" and "morality" morph, change and in some instances do a 180 degree turn.

Well, then you are probably upside down on all of them.If you are concerned about your FICO, anything less than a full 100% payoff or keeping the payments current until the market turns around is going to hurt.Many will debate the degree of the pain but at this point, there is not much point to it.

:whistle1: :whistle1: :whistle1: :whistle1: :idea: :mrgreen: Since it hasn't reached the venerable heights of stickyhood, :cry: maybe another designation is appropriate, for those threads that have a certain level of value, just not quite to that supreme degree.

That college degree will open doors for you throughout your life, whether you are in real estate or not.

I'm searching online and can't find any reference.To be clear of my intentions: I'm not interested in setting it to the absolute lowest... rather I hope to say something like: "legally I can cap it at 68 degrees, but since I'm such a nice guy, i'm capping it at 72.

My college degree is in architecture so, real estate is in my blood. :)And I strongly believe that without successful and systematized marketing, businesses will have extremely hard time growing in today's world.

It is for your sole benefit that I harp on it to the degree that I do, as it burns me to no end to see trusting people get ripped off and not even know it!

And to some degree, that’s true.

It's 85 degrees today, so in Michigan, snow tomorrow?

"Graduating seniors who just finished their degrees on average carry debts of $19,000 or more.