The buyer backed out once the virus got serious.

You’ll be in a better position when this virus is under control.  

The cryptos eliminate the governments ability to help the economy in an emergency (Corona Virus).  

During normal times (the virus is not normal times), I would think 5% long term property appreciation is not aggressive, but I would choose a more conservative 3% or 3.5% in my projections.

But a lot of that time was trying to get an appraisal because no one wanted to go into an occupied property because of the virus scare.

Detection can result in positive indications down to .1% of the virus remaining on a surface which is far below infectious levels. 

@Malik SesayKeep in mind that in order to take a distribution under the CARES Act you must have been impacted by the virus in one of the enumerated ways.If so, you can take a penalty-free distribution (as well as waive the 20% withholding requirement) from your 401k (assuming that the employer allows it) anytime between 1/1/2020 and 12/31/2020.

Second wave of Spanish flu killed more people than its first wave.

It's a little risky because I've been furloughed with the virus, but i was thinking of pulling a hard money loan ( refinancing after 6-12 months ) and getting the remaining 25% from a private lender. this is my first real estate investment. is my strategy logical ?

We have two children (age 3 and 6)We are going to start investing into the rental market after we see what the corona virus aftermath is, it may never be 100% clear - however we will invest when things are a *little* more stable.We have $200,000 / year of liquid equity we will be able invest, per year, for the next 3-5 years.