(If OP took fancy financing classes they don't need to, but dear lurker: if that was Doric Greek to you, just google search "what is fractional reserve banking," but avoid the conspiracy theory websites, the truth is sufficiently crazy that they aren't necessary anyways)

They dressed real nice and drove around in fancy trucks all day.

They can gut them and put in marble top sinks and fancy tiles in the bath and new floors, but, I would not spend $200,000 plus to have neighbors like they have.

I like them both. not sure what kind of neighborhood it's in but the first one may be to fancy.

We use the walk through room as an office/dressing room and closet for my husband.

Getting $3,000 more in debt for a fancy BBQ is a dumb idea, but not because of the credit inquiry (though, again, that's what the boomers were told & they passed that 'wisdom' onto their children).The closest to this that I've successfully executed: Cash out refinance for $600k on the primary residence with the proceeds to be used to purchase commercial real estate that she was already in escrow for prior to applying for the cash out refinance.

In theory if you have 50 mortgages on one property (just to be fanciful), that counts as only one financed property. 

When you start putting in fancy tile and vanities that draw to your personal taste, especially in high end homes, it can sometimes bite you in the butt because not everyone has your taste.

Hello , I live in Burleson , Texas and will like to eventually upgrade to a slightly larger home  (nothing terribly fancy ) but keep my current home as a rental property . 

Dress up if u want to be taken seriously.