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I own the property free and clear and i use the equity as part of my business line of credit.

If you’d like to explore these options or have questions about financing, feel free to reach out! 

The fact that you have a TAX-FREE income is crazy good.  

Obviously there is risk involved (as with anything).

I bought 14 houses basically for free by harvesting the equity in my houses by doing 5 cash out refis.

If they work independently, set their schedule, and use their resources, they might qualify as a 1099 contractor, but misclassification risks IRS penalties.Wages for W-2 employees and payments to 1099 contractors are both deductible business expenses, but compliance is key.This post does not create a CPA-Client relationship.

The real skill is understanding the variability and risk in each number which is not always numerical or scientific.

Please feel free to message me and I can give you rate quotes. 

Run your numbers based on youre required return given what youre likely to have to spend and the amount of headache, risk, and work you have to do.