This is your document.  

Hi,I have been doing private lending for a very long time, most of time first lien, some time 2nd lien also.recently came across a situation where first lien is already there on property and there is clause than 2nd lien can not be done on property.Investor(borrower) giving me option that we can prepare a new document for "Equity pledge" this mean conditional equity in property if there is default.I never heard this thing before.any one any input on this.Thanks in advance.

@James McGovernGeraci and Doss have standard docs - believe one site is called lighting docsI have a set from my own attorney as I want specific language included in the documents

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

You just can't sign any documents.

one applicant emailed me his EIN number document from IRS !!

Typically, loan documents prohibit transferring ownership.If you transfer ownership to an LLC, you'll typically need to switch the insurance to the LLC's name.

Many more disturbing facts and allegations are available in public court documents: https://unicourt.com/case/pc-bk5-metallic-blue-development-llc-2058799.Bankruptcy cases can take years to unravel and most of us are expecting to recover pennies on the dollar at best.Make your own judgement on trusting people with a track record like that.

Here is the full text of one such ordinance for Charleroi Borough:http://www.mcs360.com/document...It is legal and more cities should probably do it.

The process is always the same, so it's easy to document any damages or changes.