It was especially great for me, as my sons plan was chosen :)

Points can go both ways traditionally points are paid by the borrower to the lender for a rate chosen however there is rebate points which the lender pays the borrower for chosen rate for example4.000% borrower pays 1 point to the lender for this rate4.500% is a -0- point rate5.000$ the lender pays the borrower a point for this rateNotice in this example the lower rate at 4% the lender gets paid a point then at 4.5% neither the borrower or the lender pays a point to one another then at 5% because the borrower is taking a higher rate the lender is willing to pay the borrower 1 point.

Additionally, I would line up your financing so you know what your max budget is (you don't have to spend it all) and then look at what different types of properties you could purchase in the areas you have chosen. 

This % can be compared to returns from other asset classes like the stock market, bond market, crypto, etc.⁣⁣⁣Happy Monday guys!

I have chosen not to renew their lease for a number of reasons.  

If my 2c are worth anything....You have chosen two very different paths but as you stated it in the beginning - your goal is to travel and see 30 countries by 30.  

Once you give them money they simply say your idea wasn't chosen, or didn't qualify for funding.

It's the market...or the properties that are chosen.  

In addition to just being the closing attorney chosen by the seller, they also look over or can prepare the purchase contract for the FSBO.On a last deal (didn't work out) that was a REO (At that time my agent forwarded the contract with the addendum to me.)

The agents who marketed the deal to us were a firm known as 'Property Direct America' and the director and contact is Danny Silver (he has now chosen to end communications with me as I have been pointing others to threads such as this).