This home is not a luxury home so the insurance route seems overkill.2) Buy a worry free waiver and add it to the booking rate?

After a couple of years of treading the path to frugality to build this financial runway, I've networked with the greatest people who made this all happen, of course, it took the strength, determination, time, etc to place myself where I am today but, without the mentorship of my two great mentors whom I wish used BiggerPockets so I can mention, I don't believe I would have made it thus far relying on some whimsical dream that this will all pan out accordingly, thank you for everything Greg and Lashawn.In addition, I would like to thank Bigger Pockets for connecting me with the greatest realtor @Stephen Schmitt Who took my dreams and aspirations to the core when we first connected and spoke about my future goals to replace my W2 job for financial freedom. within three months of me deciding to pull the trigger and get pre-approved, we found this killer cash-cow that apprised over purchase price!!! 

- We had 2 break-in & furnace & HWH thefts there this year:(File a claim ASAP, you'll need:1) Utility bills to prove electric & gas were on2) A police report, proving a break-in3) Pics/video to prove the condition of the property to support theft claimWhat are you doing to mitigate additional damages?

In addition, I am considering changing my furnaces/boilers to have plug-in cords instead of being hard wired so that if there is a power outage in winter that I could power that heating system with a portable power station.

May I reach out to you with additional questions?

Is there the option to rent a bedroom on your side of the duplex for additional income?

Finished basement as well with additional room (and has the additional bathroom). 

Doing additional payments will shorten the life of your mortgage and save you a lot in interest. 

Install additional stackable W/D units in the garage (requires some electrical work).2.

The long term growth potential is driven by recent additions to the tech sector (google, intel, amazon, honda, and many start ups).