Rinse and repeat! 

Some lending programs are more or less (there are various programs) but in general 50% DTI is max.In order to ensure you accurately plan for your future mortgage its good to know up front how these situations would be affected and what borrowing power you will need when the come times to purchase this upcoming "condo."

NOI will not be affected by whether or not you have a mortgage. 

The way I see it, neither candidate will be able to affect housing significantly.    

I just wanna be able to one, increase the cash flow on the investment by not having a HELOC on top of a conventional loan and two, I want to repeat the process on a second, third, etc… investment property.  

Then use those funds to BRRR and rinse/repeat

The plan is to move into the new home, live in it for 2 years, and then repeat the process of purchasing additional properties.Additionally, while we continue to build equity in our current home, we plan to rent it out.

I'm not a lawyer or attorney, but seeing as how so many have been affected by this, and the amount of bad practices that they're performing, i suggest some of you get together with an attorney, and see if you can go after this company with a class action lawsuit, and see if you can not only drop your remaining charges, but get back at least some of the money you put into it.

There are many factors to consider, I drop some here: 1) being new, need to build your reputation and have no repeating customers2) Miami has had an overflow of STRs buildings and "illegal" inventory: investors who bought new condos allowing STR with loans to pay, tend to lower the price to get bookings.

Unless VA is very different, they can only withhold rent for very limited issues that affect habitability.