I have several clients who have invested in Vegas and had a lot of success but now they're focusing more in the southern/middle part of the country because the price points are lower and the laws are more landlord friendly.

Panicking sellers may temporarily drive prices lower, but stabilization is expected.

I think I’m going to lower the price a bit after Thanksgiving, because I really don’t want to go into Christmas without it leased.

Without new companies creating similar-paying replacement jobs, workers may have to settle for lower-paying service sector positions.

Most lenders will use the middle of your three credit scores and if there's more than one applicant, the lender will go with the lower of the two credit scores.

I am also an Italian citizen, I lived there for a while, so I know the place and my family lives nearby.House prices are also lower in the areas I invest in comparison to Munich where I live.

If your goal is to offset your mortgage with a house hack then Lowell would be a good bet, but if you're looking for a longer term appreciation play then the areas closer to the city would be better, although the offset from cashflow may be lower than what you're looking for.A good step for you would be to dig into specific areas more as @Lien Vuong noted above.

This is what is pushing up rental demand for small MF properties that having lower rents, fees, or total move in costs compared to other larger commercial apartment complexes.

Any ideas how to lower this or use it as a owner occupied property?  

DSCR right now is going to have better rates and lower cost right now.