Will average all deposits over last 12 months to calculate monthly income, and then depending on the type of business, apply an expense ratio. 

So you’ll be at least presentable when you apply for mortgage financing. 8.

On the positive side, at least in Massachusetts, there is a special paragraph of the law that applies to rooming houses / lodging houses, which enables just 7-days’ notice to start an eviction for cause of an offending tenant when they are doing something that is creating significant issues for their neighboring tenants (or the LL).

For example:- "1 time $129 non-refundable set up fee paid at lease signing"- "non-refundable pet fee of $200-500 per animal applies to all pets & must be paid prior to or when you pay your first month rent"- "$30/month required resident benefit package" Just my two cents.

Similar thing, it was somewhat admitted in a not so subtle way that the clause shouldn't have applied since it was vacant and under a vacant policy. 

When he applied with me he hadzero credit.

I keep hearing the 50% rule and the 1% rule i was wondering what they are and how would they apply to a house hack?

New Mexico has an unfortunate law against prepayment penalties for DSCR Loans on 2-4 unit multi that requires higher rates, but they don't apply to 5+ and I've seen some people have success with that size range in NM

I will definitely be applying everything you mentioned.When you price down during off season does it positively or negatively affect your monthly earnings ? 

Opportunity Zone benefits apply to capital gains, not depreciation recapture unless held in a Qualified Opportunity Fund (QOF).