Taking on deals like this that decrease wealth, such as low return high upfront cost whole life insurance, paying 19% interest on credit card debt, paying 2% annually to have a “wealth advisor” place your money in Vanguard Index Funds, paying for a high cost mortgage because you’re credit is bad, and “debt consolidation” programs are all reasons adding up to why many people can’t achieve financial independence and remain dependent on working every day to live paycheck to paycheck.There is a chance that in a particular circumstance any of these, including the program offer you describe, can be beneficial in certain specific cases.  

And I am building those relationships, unfortunately given the macro economy I am trying to identify catalysts to move things along. 

Thanks Joe, unfortunately there isn't an reic I've found in my area.  

Regardless, I went to see the duplex and unfortunately there is a very large electrical plant directly across the street, so I have to cross it off my list.

You have every right to ask if the policy has dog bite / dog breed exclusions and need to spend time (unfortunately) reading the policy exclusions.I will say that a certain insurance company that may or may not have a lizard as the mascot brokers out their renters and home policies with other companies and some of those companies have a dog breed exclusion and some of the companies they broker it to do not have a dog breed exclusion.

There might be another 3 years after that, depending on circumstances, during which the former owner can redeem directly from you. 

Unfortunately #2 is the way to go. 

It is unfortunate for them and for the kids, but there is this thing called reality. 

It's unfortunate that many of us getting lured into buying these educational programs.

What most born and raised Americans don't understand is how good we have it here and unfortunately most take it for granted.