Such a loan could take 45 days unless you have the contractors bid ready in your hand, other than that I find this program a good substitute of hard money financing unless you have to close very soon.

I'll add my vote to those saying to get personal and follow-up yourself.Drip lists are fine, but they're no substitute for you.David J Dachtera"Success is not a destination.

Usually these auctions just have a substitute trustee deed filed with county cleark.

Collateral substitution is set aside for more complex commercial transactions. 

I end up saying this frequently, but in my 13 year+ career sometimes there is no substitute for working the phones.  

There are no substitute to fundamental knowledge.

This substitutes for the inspection.My offer is cash, no contingencies and close in 15-20 days, $5k to $20k down, depending on purchase price.

The Zestimate is not a good substitute for proper valuing of property; it might be useful for relative comparisons to see if property A should sell for more than property B.A few years back I read something that criticized Zillow; it showed actual photos of two houses located close to each other.

@Chris M. the strategy of "substitute collateral" is a great one for hot markets like ours in the SF Bay Area.

I have been in the building products industry for 25 years and my wife works part time as a substitute teacher.