Hi,My name is Anthony (Tony) Crews and like the majority I blindly took the blue pill attracted by the security, safety, and happiness it was to provide.

I am paid to provide real numbers and real information on code, life safety, maintenance, and other issues that can cost you money in the long and short term. 

Do you have a cushion of safety in your experience? 

Smoke detectors , working toilet working sink , good working outlets , functional doorknobs no trip hazards .. simple stuff !

Your DTI is based on the cost of homeownership of the property, including:1) principal & interest 2) property taxes3) hazard/homeowners ins. 4) mortgage ins. 5) secondary/other financing6) condo/HOA feesOn a multiunit property, you can use 70% if the rental income from the other units, assuming you don’t have a 2+ year history of rental income on your tax returns.

That margin is a huge safety net for us as we can always fire sale them in a tough market and still come out ahead.

Panel box, 2 hot wire attached to one breaker, fire hazard.

That is not the same as accusing you of drug activity and is a heads up to you as to the image you are conveying to others in your building.I get the message that you do not care what others think of you or your friends but do not be so knave as to not accept that you are judged by the company you keep.Your circle of friends are sub par for the area you live in and your neighbours are most likely concerned for their safety.

They're more concerned about keeping their money than growing it, and willing to sacrifice returns for more safety.

If so, what can I do to protect/risk mitigate fire/safety issues?