p=876Whenever I see a message that includes Medium Term Notes or MTNs .. a very large red flag flies.

Same thing somebody showed up with a great big roll of RED TAPE and messed up the whole project !!!

I'm excited to see this forum, too, though I hope BP won't stray too far from its roots in RE.

If it checks the box of affordability and is a cool place to live and put down roots, that's where you should buy property. 

If the price points are <$100k and you're trying to finance upfront that may be the root cause of much of your headaches. 

Our investigations, supported by reports from certified structural engineers and multiple masonry and window technicians, have identified defective masonry work as the root cause.

If its a single family they generally throw the 12 month rule out there because it throws a red flag if you put a tenant in there shortly after buying the property.

Purchase price: $300,000 Cash invested: $80,000 Let me paint a picture for you of this amazing cabin we've got in the Red River Gorge.

@Ian Rysdale I think you will find credit unions to have less red tape and are much quicker.

Even for this, I don't find many people will stomach being in the red $1,000 or more if investment is any kind of goal here.I see clients who want a mix of personal use and investment end up somewhere near, but not right in town.