I refinanced it into a  5% 30-year mortgage with a local bank as the seller would only carry the loan for a year.

Hi Mike,I'm a Los Angeles area based mortgage broker that can assist.

I'm happy to send someone, however, if they find everything is working properly, you will be responsible for the cost."

As @Terry Ouimet said...when you start off a project (or anything in life) from a bad/illegal foundation, it will never be right2) Yes absolutely we need to bring back or start anew with a proper green card/work visa program so we can get all of the LEGAL help we need in this country.

Generally speaking, Boston proper is an appreciation market (low cap rates) unless you have a solid value-add play.

He calls and tells me "the income to mortgage isn't 1:1 and he is going to have to let the lender know."

Properly maintains/doesn't damage the property.3.

I literally laughed through the phone at his suggestion, because I was broke, in debt, and in every way and unqualified borrower, and the lending environment in 2012 was probably stricter than it had been since the invention of the 30yr mortgage.

You must give proper notice before each showing, you must give the renters the opportunity to buy the house first, and the new owner will have to honor their lease if they intend to stay.

So, questions: (1) How do I properly introduce myself role when calling a seller and cash buyers?