It's very possible your broker is limited in the products they have available for you.

Real estate has definitely been a part of our journey of learning what it means to run a business, build a product, stand out in a crowded market place, (especially running airbnbs).

There are lenders who will let you pull out 75%-80% or so, possibly based on rents vs your own income if you don’t qualify that way, but their rates and fees will typically be higher than conventional loan products, and you may need rental history to go that route.

They have been great, but in the last few months, I have seen a strong decline in the interest rates paid out to their lenders/investors.I know the rates are not going down for the borrowers (flippers), therefore one would assume the platforms margins are increasing. 

Yes, there are other asset-based loan products besides DSCR.

You simply will not find that product. 

What kind of loan product should I go for?

**Local Credit Unions & Regional Banks**: Many local financial institutions in South Carolina offer investor-friendly loan products and might be more flexible with terms for a cash-out refi.

.- You should pay for the premium version so you can see the comps that went into their calculation to factor if you have a superior or inferior product.- AirDNA is more accurate in areas with more comps and less variation in amenities and unique properties.- Check results against enemy methodBest of luck! 

I was looking at a 5% down payment product that my lender last year said I could do.