@Malcolm Brown Are you planning to purchase a property in your personal name or via an LLC?

Personally, I've felt the investment has been poorly run in almost every possible way.

Avoiding accessive PM fees (personally I recommend most people self-manage)These will eat away at your ROI.

the only thing with that is protecting future landlords.. but then again thats a personal choice..  

Personally I will not work with them specifically due to this fee.

The interest rate on a HELOC or Heloan may be better than the personal loan. 

If there is a due on sale clause in the loan doc then it doesn’t matter what the loan officer told you verbally.I’m not an attorney, but from my understanding of the loan is still in your name personally a good litigator can pierce the veil and your LLC protection wouldn’t amount to much.

Personally I prefer homes around that median price because that's where the most demand will be not only for owner occupants but renters as well.

If it's a consultation with him personally - it should be very valuable.

I personally would never invest somewhere that could outlaw rentals.