They are intent on collecting money before there is any property cash flow and less interested in doing the job they are hired for.

And she's hardly saving money if she's using an electric space heater as the only source.

Best I can tell all in all we about 3X cash on cash over 5 years.infil lots depending on lot we could double our money in 9 to 12 months cash on cash.. so on and so forth.

The question I'm up against is what private money is going for these days for a build with this much room for upside.

That’s our concern about it penciling out on paper but the reality might be that it ends up costing us money.

It's a big money maker for architects, engineers, and contractors, but not a huge opportunity for investors, nor should it be. 

Obey TorahBest, Larry Cheshier That’s interesting Larry but the issue becomes interest rates to borrow the money wouldn’t make this a valid choice.

My broker advised me to "bite the bullet" and close the deal, telling me that I should be glad I wasn’t losing money on the deal.

Is there a way to have No money Down or Low money down? 

Often times you will pay much more in taxes than if you pulled the money out, paid the taxes and penalty and then started investing in real estate.For example, with the financing you mentioned, the IRA must pay taxes on the portion of the profit earned by financing.