This targets family’s between homes, either because they just moved to the area; have a definitive time work contract; current house is being rebuilt/remodeled/repaired; students with “rich” parents; recent separated/divorced who needs space for children visits; Houston medical center stays; etc.  

But if it's coming at the cost of your health or something else important than time with your family then it's perfectly fine to step back when you need to.I think this goes without saying.

My agent is saying that we are unable to split the contract that way (or reduce the purchase price), so I'm trying to figure out options.

With good software available so readily I'd say nah, but you have a partnership with non-family.  

I currently have a single family property averaging $330 a month in cash flow which is going into a basic checking account seperate from personal.

With this, along with shifting the utilities to the tenants and reducing the management fee to generate an NOI of around $103k, I'd estimate the value around $1.8M to $2.0M

We have offered to allow her to pay a reduced rent for the first few months as well but I am worried that may create some sort of limit on how much we can raise the rent on her in the future.

Maybe a mom & pop owned small multi-family can owner finance or sell to you with some guidance for the transition.

While it might feel like an extra charge to tenants, these packages often provide value that indirectly benefits the property owner as well—like reduced maintenance calls or ensuring the property is better protected.In my experience managing a large portfolio of properties, these fees are becoming more common due to the thin margins in property management.

I m in the same boat, doing some research and want to stay in Dubai with family, in near future.