Having said that, I renewed my excellent tenants with increases to make sure I’m as close to market as I can be -knowing that future increases will be limited.

These are just a few items that may not necessarily jump out to you in your excel spreadsheet but are often realities of owning a condo. 

I have $30 k in savings, no auto or student loans and excellent credit.

Local lenders will do better in terms of winning properties, but they don't have to be mom and pop.

If I were to purchase a property at the auction that is foreclosed for first mortgage but has code enforcement liens, will the code enforcement liens go away after I win the bid and pay off the mortgage or do the liens stay on property and I am responsible for them?

No one wins.

Win the offer B.

Unfortunately most investors believe their excel spreadsheet will provide all the answers but I recommend combining your pro-forma with a greater emphasis on physical interaction with the properties and more importantly neighborhoods where you decide to invest.

It's a win-win for anyone with flexibility in there life.

Hes a biggerpockets member and excellent agent.