Depending on that specific answer, it will lead to the correct path that should be chosen, whether that is buying down the rate, getting the par rate, or getting an about par rate to get the lender credit for closing costs.

The website will be difficult to do from my experience with out of country websites promoting illegal activites.

Your plan sounds well-thought-out and strategic, with a clear path to building wealth and achieving your goals of retirement and generational wealth.

Conde Nast Traveler recently announced their 'Top 10 Trips everyone in the US should add to their bucket list' and it features some impressive vacation regions and activities:- Hot Air Ballooning, New Mexico- Bluegrass Trail, Virginia- Visiting Point Dume Malibu, California- Horseback Riding, Wyoming- Airboat tour Everglades, Florida- Winter expedition cruise, Alaska- Spiral Jetty, Utah- Camping In Acadia National Park, Maine/Rhode Island/Massachusetts - Trekking the Bayou, Louisiana - Wine country, Willamette Valley & Napa Valley Oregon/California 

If there's anyone who sees this that would be willing to hop on a quick 10-minute call to talk about possible career paths in real estate, I'd really appreciate it.

That will help you move forward in the path that best fits your needs and not waste your time pursuing strategies that sound great, but not work for you.

Unless you are doing value-add work or repositioning to MTR or STR, the cash flow isn't going to be as strong as other parts of the country.

@Teddy MaoThere are many REI opportunities in different markets - markets in the Midwest and Southeast of the country are really great - where not only are the purchase prices reasonable for most RE investors, but the homes are turnkey (new builds or completely rehabbed homes, tenant ready, systems 10 years of life remaining on them, property management teams in place) with appreciating home value AND appreciating rent.

That’s terrible and this is why they are slowly making it illegal around the country.

It's a trip for sure :-)There are many REI opportunities in different markets - markets in the Midwest and Southeast of the country are great - where not only are the purchase prices reasonable for most RE investors, but the homes are turnkey (new builds or completely rehabbed homes, tenant ready, systems 10 years of life remaining on them, property management teams in place) with appreciating home value AND appreciating rent.