@Cary Plotkin I know life is busy but just curious if you had some time if you could expand on your PM issues....  

Buying a new car is less risky in a part of my mind than investing even though, cars and the like do not produce income for the most part.I got a text from my PM the other day.

., I have lived in my car, I feel your situation. 

My name is Cary Beadle and I am new to REI.

@Cary Forrest where is the closing taking place?

For your max loan amount to go up $30K by paying off your car is impressive.

Hit a deer & my car is in the shop" (but also in their driveway??). 

My wife and I did something similar, not for AirBnB but a similar "two cities" issue, and it was fine for the short term we did it (a couple of years).But you may also have to change your car registration since I think that may be looked at for "primary residence" owner occupied tax rate purposes, not sure if it's looked at for AirBnB residence purposes too but it's possible since both are administered by Providence and both are tax related.So there's a question if, in the very unlikely event you had a claim at the location the car is registered, would the car insurance company have a legitimate challenge about whether you were actually occupying the property.

Paying off the car is defense.

I did not have auto insurance at the time (unfortunately) as it was a car I only really kept in the garage so it wasn’t on the street & my renters insurance said that they only cover what is INSIDE THE HOME.