More than anything, real estate is a people business.

The PM business is not an easy business and most have fair fees for the work that's required.  

They recently renewed their lease, and it was in my intention to ask for the new renters insurance, and things got busy during the holiday season and I never took the time to ask them.

We're probably not going to take the risk if we're busy agents to play that game. 

Travelers, Farmers, Steadily are some who allow this model.

We want to plan in the most tax vantaged ways (which includes keeping future AGI as low as possible) and open to new-age and creative concepts.Respectfully ask to keep discussion to topic vs. selling one's self or services seeking new business.

Not only will lenders be effected, but borrower credit, business loans, inventory, and auto credit will suffer when those effected have to relocate, find long term replacement housing and their livelihoods and income are destroyed.

Maybe the owner of a plumbing business. 

Your decision to prioritize effective support and comprehensive features, even if it means higher costs, seems reasonable, especially when it's critical for your business operations.

My opinion is a lack of business organization.