Regarding my down payment, I qualify for VA loans and buying a primary residence means very little down for me if I don’t have the funds.

Forming little groups in the background to down vote certain individuals comments based on skin color, or religion, or perceived political leanings seems like something we could all do without on this forum.

I know the podcasts and books speak about being in a deal with zero skin in the game, but that is an outlier situation not the norm. 

However, Peerspace has $100 deductible for qualified damages which is not so great for minor damages, or even some damages that cause around $200-300.

In my research I've found that there are a handful of developers who are spending big money to renovate and rehab the downtown area and that the Scranton School Board is under new leadership, allowing the district to finally exit from its "financial recovery" phase.

I'd look into the capital gains tax implications if you sell it now vs holding on to it.Yea, I've done the math on when I would have to sell by to qualify for a 121 exception.

I've been on this board since 2010 and haven't found an example yet.

There were some years ago when buyers would just take over the lease and that is it, the value stayed the same and it was transferred in escrow to the new buyer if they qualified. 

Listen to the advice you've received from many others, and let the HOA/Condo Board resolve the issue. 

I believe I can qualify for the HELOC on my own, saving my wife with additional debt ( when used) on her credit.Is there anything to think about if I apply to the HELOC solo?