This includes individuals affected by disasters, those living overseas (including military personnel), and eligible support personnel serving in combat zones.In conclusion, while filing for an extension can provide breathing room for completing your tax return, it's crucial to remember that it doesn't grant an extension for making payments.

Following graduation I am commissioning into the military as a 2nd lieutenant.

I am a union carpenter and have small construction side business. 

Alameda would be more expensive though but pretty diverse tenant pool between military and people who work in Oakland/SF

These lenders often have more experience and flexibility with properties that include ADUs and JADUs.Community Banks and Credit Unions: Local community banks and credit unions may be more willing to work with you, especially if they have a better understanding of the local real estate market and the value ADUs and JADUs bring to a property.Mortgage Brokers: A mortgage broker may have access to a wider range of lending options and could help you find a lender willing to consider your property.

because the only jobs that were hired in last six months were auto unions back to work, government workers and healthcare workers.

@Spencer Elliott- 1) any chance you can leverage  any other properties  2) keep trying the local / smaller  banks and  credit unions for the builder to get  approved  3)  have you  tried  " builders  capital " ?

Florida is more landlord friendly than most other states in the union.

We used a local credit union a few years ago to refi many of ours using conforming loans.

Considering the location near a navy base, businesses catering to military personnel like repair shops, cafes, or convenience stores may be viable options.