I want to go the buy-and-hold route, and I am interested in finding a duplex that will provide a steady cash flow, a high appreciation value and does not need renovations.

I know a great agent in the area who helped my friend buy in Ogden and did a great job negotiating.

Im really interested in buying some cashflowing rentals in Ohio, Indiana, Arkansas, maybe the Carolinas.

I can explain why, because I buy Subject To.

Our goal would be to buy something in the next 2-3 years. 

Not realizing I was only getting a few hundred a month from it and from a cash-on-cash perspective I'd have been better off buying TBills with the click of a button instead of all the hard work, stress, time, and planning I put into it. 

Well, what would be happening is that your buyer would be buying your house subject to the existing note, since you can't legally sell the property without paying off that note or transferring the debt to the new buyer.

We can buy the house for maybe 125k and he estimates 120k in renovations.

All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

- The percentage difference is the percentage the taxes will go up after you buy it.What do you mean by the property has HVAC AND boilers?