Given you and your investor both have experience in different areas, I’d say keep a flexible approach and compare city requirements before putting too much money down.

With pulling out your equity (or selling), you can diversify and buy more.I did sell one of my places and used that money to buy two others. 

I beleive offering buyer agency fees will ultimately be where sellers should allocate most of their marketing money, not in listing fees. 

DSCR/hard money are non owner occupy loans.If you decide to do FHA203K for the first home - a 203K consultant/inspector will be required for the standard 203k loan, you will unlikely be able to serve as GC and you sign a 1 year occupany affidavit.

While I do maintain a relatively modest percentage of my assets in money market instruments, corporate debt funds, and high dividend stocks, I remain most comfortable with the investments I specialize in and know best.  

It's a way many medical professional + spouse combo have saved a lot of money on taxes.

Donating money to large (FEMA, Red Cross), local organizations or Go Fund Me pages would be the quickest way.

They simply did not desire to spend more time than it was worth to recover the money from Airbnb.

By teaching them how to make money instead of offering a crutch.  

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.