@Mike Dymski I wish I could do something like 20% going forward but these days not sure how to go about that without lots of work which does not sound appealing.

How would you improve curb appeal?

So basically it may make your unit more appealing... but wont raise the rent much if at all. 

While this initial policy allowed me to secure conventional financing, I'm now in the process of planning and executing renovations to enhance the value and appeal of my home, with the goal of switching to a different insurance policy after completing the remodel and being refunded the unused portion of the escrow.

Yeah, curb appeal is often overlooked by landlords because they aren't there, but it makes tenants feel more like they are at home and not in rental which equates to better care.

If you believe the property tax assessment is too high, you can explore the option of appealing it.

Not looking to game the system and using the property for ourselves is part of the plan as it's where we normally vacation anyway, so considering that the 10% down payment is much more appealing if we are able to balance out the rules and keep the cash flow positive. 

By creating an appealing listing, responding to inquiries efficiently, conducting effective showings, and choosing the right tenant, you’ll minimize vacancies and maximize your rental income.

Additionally, Parma's proximity to Cleveland enhances its appeal, offering easy access to urban amenities and employment opportunities without the higher living costs associated with larger cities.

If these developments are likely to enhance the neighborhood's appeal, holding onto the property could be beneficial in the long term.Cost of Renovations vs.