The answer largely depends on your other skills you have, but the bottom idea is:- Buy & Hold -> SLOW train to your investment velocity (more about that in a second)- Fix & Flip -> Fast train to generating capital.Now, the TLDR part follows:You want to apply as much leverage to your cash as possible, that is, get a lot from lenders and here you put your credit score as asset to help you get more cash.

When market cycles go down and everyone is scared that is when those in the know buy up as much as they can.You keep buying in hot cycles but stick to your pricing so velocity might go down some in those years.

If you understand the velocity of money you might be able to grow it more before you have to pay your taxes.

Plus...escape velocity...Episode 113 – Jay Papasan - Very practical slow and steady adviceEpisode 221 - Tim Shiner - his concept of equity build up and "shearing the sheep" shows some of the flexibility of real estate vs a 401k Last but not least, I also recommend all the tax advice given by my fellow CPAs on the BP Podcast.

From my perspective, banks serve the purpose of lending on very stable properties, where velocity of money is not a factor at all.

Plus...escape velocity...Episode 113 – Jay Papasan - Very practical slow and steady adviceEpisode 221 - Tim Shiner - his concept of equity build up and "shearing the sheep" shows some of the flexibility of real estate vs a 401k Last but not least, I also recommend all the tax advice given by my fellow CPAs on the BP Podcast.

CEO Hank Amos said the forecast for the rest of the year is sunny.Amos called the past 10 years a “lost decade” with the real estate industry as a whole experiencing “no vitality, no velocity.”

Research WiseGuysInTies Velocity Banking.

Don, you have a higher average loan amount (due to commercial) than what we had, but even with over a thousand loans in servicing as we did with limited resources (no secondary market) fully amortized loans will have an issue with the velocity of your money.I just visited your site as well and it seems you really don't go into credit much.

Less problems and more money for velocity with little to no risk is the name of the game.I do not have any agents these days by choice.