This would be even more true of a house where the tenants really live in the property and spread-out big time.

. - there are numerous ways to achieve sweat equity from boring but true rehabs, to development, to various localized sophisticated options

My name is Yaumari, and I’m a passionate real estate agent based in New Jersey.

Is this true?

To maintain true independence, I think a strict subscription model is the better way to go.

I can go on, but your actions speak to the true underlying problem and that's you. 

I think that your assessment is very helpful and it is true that I am trying to offset costs and cut my commute.I have also had reservations about a flip/brrr because of the difficulty of finding a builder for my team.  

If it sounds too good to be true, it almost always is. 

You cannot extract from it indefinitely; there is a limit to the number of properties you canpurchase in this manner without paying back into the life insurance which does not exist on a true 100% LTV. 

Seems too good to be true but I guess if they enough of them it pays off.