When considering conventional financing after the initial purchase, lenders will assess your debt service coverage ratio (DSCR) and having a strong track record of successful real estate investments can enhance your appeal.

Not worried about it, and the FDIC is there if something goes bad. in actually a little worried for you, if you have millions in rent collection per month, so you have sufficient FDIC coverage?

But if you want me to extend coverage to any other city, just drop me a message

Worst case scenario you can also just add some supplemental heat to that space (electric baseboard or radiant, space heater, etc).

These options may provide additional funds to supplement your cash reserves.

I currently lead a family group of real estate entrepreneurs/novice investors who are looking to supplement our current incomes, build wealth and create financial independence for ourselves and future generations. 

REI is just a supplement to that.

There are studies done reporting the majority of guests would prefer to book with a management company knowing they will receive a professional service.For those who are interested in profitability and returns, not just a hobbie or supplemental rents,I think the misconception is hiring a property manager will result in less money because of the percentage charged. 

We BRRRR 8-10 per year and the flips supplement the money left in the BRRRRs. 

Housing Discriminationhttps://ipropertymanagement.com/laws/landlord-tenant-rights"Also, many states (and even some cities) supplement these federal regulations with their own set of protected classes.